Are you a first home buyer?

Below is a quick snapshot of the Government Home Guarantee Schemes to help you in client conversations, plus an important update coming 1 October 2025.

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• Current Schemes First Home Guarantee (FHBG) 5% deposit, no LMI Income cap: $125k single / $200k couple 35,000 places FY25/26 Regional First Home Buyer Guarantee Same as FHBG but for regional areas 10,000 places FY25/26 Family Home Guarantee For single parents/legal guardians with dependents 2% deposit, no LMI 5,000 places FY25/26 Coming Soon – From 1 Oct 2025 🚀 No income cap on the First Home Guarantee Uncapped participant places Increased property price caps (e.g. Sydney $1.5m, Melbourne $950k, Brisbane $1m) More opportunities to support a wider pool of first-home buyers Participating Lenders Major banks (e.g. CBA) Regional banks, credit unions & mutuals * Full list available via Housing Australia website For assistance with confirming your eligibility and applying for the Government Home Guarantee Scheme, contact Kista Finance. enquiries@kistafinance.com.au Ph: 0476 373 529